Bridging Loans in Portsmouth
Fresh Solutions are independent finance brokers based in Hampshire. We specialise in finding the best bridging finance and development loans for private and commercial property developers throught Portsmouth, Hampshire and the surreounding areas.
If you’re looking to invest in residential or commercial property in Portsmouth, a bridging loan could be the ideal solution. Whether it’s to manage the interval between property sales, fund renovations, or capitalise on investment prospects, our expert team is ready to assist you. At Fresh Solutions, we excel in offering swift and effective bridging finance options.
Get in touch with us now to discover how we can help achieve your property investment ambitions. We offer a free, no obligation fact finding call and credit check. If a bridging loan is right for your situation you can expect an offer in principle within 90 minutes.
For Fast Bridging Loans
in Portsmouth
Call: 0333 577 3359
Need quick bridging finance for residential or commercial property in Portsmouth?
Portsmouth, a vibrant coastal city in Hampshire, boasts a strong economy driven by its historic naval dockyard and dynamic university sector. The city’s dense population and continuous regeneration efforts present lucrative opportunities for property development, particularly in residential and waterfront projects. With ongoing improvements in infrastructure, Portsmouth remains an attractive destination for property investors and developers.
With a population of 208,100, Portsmouth is the UK’s most densely populated city, which means there is a high demand for innovative property solutions.
The focus on key development sectors like residential, commercial, and waterfront regeneration is particularly prominent on Portsea Island, which is a central part of Portsmouth. Portsea Island’s dense population and central location make it a primary area for concentrated development efforts in these sectors.
This contrasts with other areas of Portsmouth, where development might be more varied or focused on different needs such as industrial upgrades or suburban expansion.
The residential sector in Portsmouth is helped along by significant demand for student rental accommodation near the University of Portsmouth. In addition to this, there is also a large market for family homes, particularly in areas like Southsea and other suburbs such as Cosham, Farlington and Drayton.
For developers, Portsmouth’s city centre and business parks offer prime opportunities to create retail spaces, offices, and amenities that meet the needs of both established and emerging businesses.
Finally. the ongoing transformation of Gunwharf Quays and the Historic Dockyard in Portsmouth offers property developers opportunities to capitalise on the city’s maritime heritage by creating mixed-use spaces that blend retail, leisure, and residential use.
We combine extensive property development experience with deep financial expertise to support your projects.
Although property development in Portsmouth offers significant rewards, a common challenge for both residential and commercial developers is securing bridging finance to transition smoothly to project completion.
Choose Fresh Solutions for fast and efficient financing. We’ll help make your property goals a reality!
What is a bridging loan?
A bridging loan is a short-term finance option used by individuals or businesses to quickly bridge the gap between immediate cash requirements and securing long-term funding. Bridging finance is typically used to quickly buy property, fund renovations, or take advantage of fast investment opportunities.
In Portsmouth, bridging loans can be especially useful for developers aiming to renovate or convert properties in response to the strong rental market, or for buyers looking to secure properties in competitive areas like Ocean Village or the city centre.
How much can i borrow with a bridging loan?
Fresh Solutions specialise in bridging loans that allow you to borrow any amount from £25.000 to £5m, up to 85% of the property’s value. If you are looking to borrow against a commercial freehold asset and neither you nor your family intend to occupy the property, you can borrow up to £5 million at an LTV of 75%.
How long does it take to get a bridging loan in Portsmouth?
If your circumstances are straightforward, we’ve seen quick bridging loans complete within a matter of days. However, in some cases, it could take up to 3 weeks for completion.
One thing is for sure, we understand that for anyone looking for fast bridging finance, speed is of the essence. That’s why we can guarantee that within 90 minutes of your application, Fresh Solutions will provide you with an offer in principle.
In normal circumstances you can expect the funds to hit your account within 7 working days.
How much does a bridging loan cost?
Our bridging loans start from an attractive 0.40% per month
Our Bridging Process
Choose Fresh Solutions for bridging finance that bridges the gap to your success!
Apply
Start your journey by applying for a bridging loan.
Get Your Offer
Our experts tailor an offer just for you.
Legals & Important Info
Transparency is key. We guide you through the legal aspects.
Completion
Your financial bridge is complete, and opportunities await.
What Our Clients Say?
Benefits of Choosing Bridging Finance
Why Choose Bridging Loans?
Speed – Fast bridging finance
Fresh Solutions specialise in bridging loans that allow you to borrow up to 85% of the property’s value. Our team of specialist underwriters moves quickly. Whatever your circumstances, our experts are ready to assist.
Adverse Credit Accepted
We understand that being declined for funding can be frustrating. At Fresh Solutions, even if you’ve missed payments or have a CCJ, we can help secure the funding you need.
Auction Finance
If you’ve purchased a property at auction, relying on high street banks can be risky—they take too long. Fresh Solutions completes within a matter of days, ensuring you don’t lose out on your purchase.
Tax/VAT Bill
Got an urgent HMRC bill? Use a bridging loan secured against your property to pay the tax demand promptly.
Purchasing Another Property
If high street banks have turned you down for funding, a bridging loan is a fantastic option. Secure funding quickly to purchase another property.
Cash Injection
Need a cash boost for your business? A bridging loan provides short-term access to cash, keeping your business moving forward.
Are you looking for a fast and flexible way to finance your property project? Whether you need to buy a new property, renovate an existing one, or complete a development, a bridging loan from Fresh Solutions can help you achieve your goals.
Flexibility Unleashed
Streamlined Applications Made Simple
Unlock Loans: £25k to £5m
Maximize Your Assets — Up to 75% Loan-to-Value
Swift Offers—Within 90 Minutes
Bridging Loans
Portsmouth
Our fast bridging finance is suitable for a seriously wide range of purposes.
Bridging Loans In Portsmouth
Why Choose Bridging Finance?
Our bridging finance caters to a seriously wide range of purposes. Whether you’re bridging the gap between property sales, financing renovations, or seizing investment opportunities, Fresh Solutions has you covered. There are compelling reasons to consider bridging loans. Here are a few:
Versatility
Bridging loans can be secured against nearly any property, whether residential, commercial, or land. Whatever your property type, Fresh Solutions has a solution.
Speedy Approvals
Forget weeks of waiting. Our applications are approved in days, ensuring you don’t miss out on time-sensitive opportunities.
Income Flexibility
Proof of income isn’t always required. Fresh Solutions understands that financial situations vary, and we tailor our approach accordingly.
Bespoke Deals
Every client is unique. Fresh Solutions crafts bespoke deals that align with your specific needs and goals.
Fresh Solutions — Your Bridge to Clarity
If you need quick, affordable finance to close a property deal swiftly, Fresh Solutions is your ally.
At Fresh Solutions, we understand that timing is everything in the property market. When you need quick, affordable finance to close a property deal swiftly, we’re your trusted ally. Here’s how we make it happen:
Our bridging loans start from an attractive 0.40% per month.
Within 90 minutes of your application, Fresh Solutions provides an offer in principle.
Expect the funds to hit your account within 7 working days.
Choose Fresh Solutions for financial agility and efficiency. Let’s turn your property aspirations into reality!
Bridging Loan Questions
Explore answers to common questions about bridging loans and how Fresh Solutions can assist you. If you have additional queries, feel free to reach out!
How quickly could I receive funding?
Fresh Solutions has processed and completed bridging loans within 10 working days. When time is of the essence, we move swiftly to secure your financing.
I’ve missed mortgage payments, can I get funding?
Yes, as long as you are open and honest with us and disclose all of your adverse credit history, Fresh Solutions can help secure funding. Transparency is key to finding the right solution.
What’s the maximum I can borrow?
If it’s a commercial freehold asset and neither you nor your family intend to occupy the property, you can borrow up to £5 million at an LTV of 75%. Fresh Solutions maximizes your borrowing potential.
Can I borrow through my limited company?
Yes, you can. However, usually, we’d ask the controlling and majority shareholders to sign a personal guarantee. Fresh Solutions ensures a flexible approach.
Are there any geographical restrictions?
As well as serving the Portsmouth area, Fresh Solutions can arrange bridging loans throughout England, Scotland, and Wales, (excluding Northern Ireland, the Channel Islands, and the Isle of Man). So no matter where your property development project is based, we can help arrange your finance.
What kind of security is needed for a bridging loan?
Bridging loans are typically secured against existing properties or assets. Whether it’s residential, commercial, or land, Fresh Solutions ensures that your security aligns with your financing needs.