Bridging Loans in Hampshire
Fresh Solutions are independent finance brokers based in Southampton, Hampshire. We specialise in helping Private and commercial property developers secure fast short term finance for property development projects, and property purchases.
We cover the whole of Hampshire, including Southampton, Portsmouth and Winchester, and all the surrounding areas.
Our clients include homeowners who need short term finance to complete renovations, or finalise a house purchase. We also work with property developers and investors who understand that short term funding such as a bridging loan can help to make a project more profitable in the long term.
Whether you need to bridge the gap between property sales, fund renovations, or act fast to seize investment opportunities, Fresh Solutions’ team of expert advisors is ready to assist.
Contact us today to explore how we can facilitate your property investment ambitions in Hampshire. We offer a free, no obligation fact finding call, followed by a credit check. If bridging finance is suitable for you, funds could be yours within 7 days.
For Fast Bridging Loans
in Hampshire
Call: 0333 577 3359
Looking for fast bridging finance for residential or commercial property in Hampshire?
When it comes to choosing a bridging loan in Hampshire, we understand that speed of approval and funding is crucial. That’s why we aim to provide you with an offer in principle within 90 minutes of applying.
Under normal conditions, you can expect the funds to be in your account within 7 working days.
Fresh Solutions works with a wide variety of lenders to ensure we offer competitive interest rates. Lower rates reduce the overall cost of your loan. Our bridging loan rates start at an attractive 0.40% per month.
We offer flexible terms, tailored exactly to your needs. Our adaptable repayment terms and conditions can accommodate various project timelines.
Perhaps most important of all, the team at Fresh Solutions provide responsive and knowledgeable support, guiding you personally through the borrowing process.
Contact us today to secure the funds you need for your property.
Bridging Loans in Southampton
Bridging Loans in Portsmouth
Bridging Loans in Winchester
We combine years of property development expertise with deep financial knowledge to support your projects
While property development in Hampshire can bring great rewards, one challenge often faced by residential and commercial developers is finding bridging finance to help transition to a completed project.
Expect the funds to hit your account within 7 working days.
Choose Fresh Solutions for financial agility and efficiency. Let’s turn your property aspirations into reality!
What is a bridging loan?
A bridging loan is a short-term finance option used by individuals or businesses to quickly bridge the gap between immediate cash requirements and securing long-term funding. Bridging finance is typically used to quickly buy property, fund renovations, or take advantage of fast investment opportunities.
In Hampshire, bridging loans can be especially useful for developers needing to navigate the county’s varying urban and rural landscapes, where property values and sales cycles may vary significantly between locations.
How much can i borrow with a bridging loan?
Fresh Solutions specialise in bridging loans that allow you to borrow any amount from £25,000 to £5 million, up to 85% of the property’s value. If you are looking to borrow against a commercial freehold asset and neither you nor your family intend to occupy the property, you can borrow up to £5 million at an LTV of 75%.
How long does it take to get a bridging loan in Hampshire?
If your circumstances are straightforward, we’ve seen quick bridging loans complete within a matter of days. However, in some cases, it could take up to 3 weeks for completion.
One thing is for sure, we understand that for anyone looking for fast bridging finance, speed is of the essence. That’s why we can guarantee that within 90 minutes of your application, Fresh Solutions will provide you with an offer in principle.
In normal circumstances you can expect the funds to hit your account within 7 working days.
How much does a bridging loan cost?
Our bridging loans start from an attractive 0.40% per month
Our Bridging Process
Choose Fresh Solutions for bridging finance that bridges the gap to your success!
Apply
Start your journey by applying for a bridging loan.
Get Your Offer
Our experts tailor an offer just for you.
Legals & Important Info
Transparency is key. We guide you through the legal aspects.
Completion
Your financial bridge is complete, and opportunities await.
What Our Clients Say?
Benefits of Choosing Bridging Finance
Why Choose a Bridging Loan?
Speed
Fresh Solutions specialise in fast bridging loans that allow you to borrow up to 85% of the property’s value. Our team of specialist underwriters moves quickly. Whatever your circumstances, our experts are ready to assist.
Adverse Credit Bridging Loans
We understand that being declined for funding can be frustrating. At Fresh Solutions, even if you’ve missed payments or have a CCJ, we can help secure the funding you need.
Auction Finance
If you’ve purchased a property at auction, relying on high street banks can be risky—they take too long. Fresh Solutions completes within a matter of days, ensuring you don’t lose out on your purchase.
Tax/VAT Bill
Got an urgent HMRC bill? Use a bridging loan secured against your property to pay the tax demand promptly.
Purchasing Another Property
If high street banks have turned you down for funding, a bridging loan is a fantastic option. Secure funding quickly to purchase another property.
Cash Injection
Need a cash boost for your business? A bridging loan provides short-term access to cash, keeping your business moving forward.
Are you looking for a fast and flexible way to finance your property project? Whether you need to buy a new property, renovate an existing one, or complete a development, a bridging loan from Fresh Solutions can help you achieve your goals.
Flexibility Unleashed
Streamlined Applications Made Simple
Unlock Loans: £25k to £5m
Maximize Your Assets — Up to 75% Loan-to-Value
Swift Offers—Within 90 Minutes
Bridging Loans In Hampshire
Why Choose Bridging Finance?
Our bridging finance caters to a seriously wide range of purposes. Whether you’re bridging the gap between property sales, financing renovations, or seizing investment opportunities, Fresh Solutions has you covered. There are compelling reasons to consider bridging loans. Here are a few:
Versatility
Bridging loans can be secured against nearly any property, whether residential, commercial, or land. Whatever your property type, Fresh Solutions has a solution.
Speedy Approvals
Forget weeks of waiting. Our applications are approved in days, ensuring you don’t miss out on time-sensitive opportunities.
Income Flexibility
Proof of income isn’t always required. Fresh Solutions understands that financial situations vary, and we tailor our approach accordingly.
Bespoke Deals
Every client is unique. Fresh Solutions crafts bespoke deals that align with your specific needs and goals.
Fresh Solutions — Your Bridge to Clarity
If you need quick, affordable finance to close a property deal swiftly, Fresh Solutions is your ally.
At Fresh Solutions, we understand that timing is everything in the property market. When you need quick, affordable finance to close a property deal swiftly, we’re your trusted ally. Here’s how we make it happen:
Our bridging loans start from an attractive 0.40% per month.
Within 90 minutes of your application, Fresh Solutions provides an offer in principle.
Expect the funds to hit your account within 7 working days.
Choose Fresh Solutions for financial agility and efficiency. Let’s turn your property aspirations into reality!
Bridging Loan Questions
Explore answers to common questions about bridging loans and how Fresh Solutions can assist you. If you have additional queries, feel free to reach out!
How quickly could I receive funding?
Fresh Solutions has processed and completed bridging loans within 10 working days. When time is of the essence, we move swiftly to secure your financing.
I’ve missed mortgage payments, can I get funding?
Yes, as long as you are open and honest with us and disclose all of your adverse credit history, Fresh Solutions can help secure funding. Transparency is key to finding the right solution.
What’s the maximum I can borrow?
If it’s a commercial freehold asset and neither you nor your family intend to occupy the property, you can borrow up to £5 million at an LTV of 75%. Fresh Solutions maximizes your borrowing potential.
Can I borrow through my limited company?
Yes, you can. However, usually, we’d ask the controlling and majority shareholders to sign a personal guarantee. Fresh Solutions ensures a flexible approach.
Are there any geographical restrictions?
Fresh Solutions are based right here in Hampshore. We can arrange bridging loans in England, Scotland, and Wales, excluding Northern Ireland, the Channel Islands, and the Isle of Man. So no matter where your property is in Great Britain, we can secure finance for you.
What kind of security is needed for a bridging loan?
Bridging loans are typically secured against existing properties or assets. Whether it’s residential, commercial, or land, Fresh Solutions ensures that your security aligns with your financing needs.