Bridging Loans
Are you looking for a fast and flexible way to finance your property project? Whether you need to buy a new property, renovate an existing one, or complete a development, a bridging loan from Fresh Solutions can help you achieve your goals.
Flexibility Unleashed
Streamlined Applications Made Simple
Unlock Loans: £25k to £5m
Maximize Your Assets — Up to 75% Loan-to-Value
Swift Offers—Within 90 Minutes
Get a quote
Our bridging finance is suitable for a seriously wide range of purposes.
Bridging Loans In Southampton
Why Choose Bridging Finance?
Our bridging finance caters to a seriously wide range of purposes. Whether you’re bridging the gap between property sales, financing renovations, or seizing investment opportunities, Fresh Solutions has you covered. There are compelling reasons to consider bridging loans. Here are a few:
Versatility
Bridging loans can be secured against nearly any property, whether residential, commercial, or land. Whatever your property type, Fresh Solutions has a solution.
Speedy Approvals
Forget weeks of waiting. Our applications are approved in days, ensuring you don’t miss out on time-sensitive opportunities.
Income Flexibility
Proof of income isn’t always required. Fresh Solutions understands that financial situations vary, and we tailor our approach accordingly.
Bespoke Deals
Every client is unique. Fresh Solutions crafts bespoke deals that align with your specific needs and goals.
Fresh Solutions — Your Bridge to Clarity
If you need quick, affordable finance to close a property deal swiftly, Fresh Solutions is your ally.
At Fresh Solutions, we understand that timing is everything in the property market. When you need quick, affordable finance to close a property deal swiftly, we’re your trusted ally. Here’s how we make it happen:
Our bridging loans start from an attractive 0.40% per month.
Within 90 minutes of your application, Fresh Solutions provides an offer in principle.
Expect the funds to hit your account within 7 working days.
Choose Fresh Solutions for financial agility and efficiency. Let’s turn your property aspirations into reality!
How to Get a Bridging Loan
Our Bridging Loan application process is fast and easy to use. You can have an offer in principle within 90 minutes, and funds will be cleared in your account within 7 days. Choose Fresh Solutions for bridging finance that bridges the gap to your success!
Our 4-step bridging finance process:-
Apply
Start your journey by applying for a bridging loan.
Get Your Offer
Our experts tailor an offer just for you.
Legals & Important Info
Transparency is key. We guide you through the legal aspects.
Completion
Your financial bridge is complete, and opportunities await.
Benefits of Choosing Bridging Finance
Why Choose Bridging Loans?
Speed
Fresh Solutions specialise in fast bridging loans that allow you to borrow up to 85% of the property’s value. Our team of specialist underwriters moves quickly. Whatever your circumstances, our experts are ready to assist.
Adverse Credit Accepted
We understand that being declined for funding can be frustrating. At Fresh Solutions, even if you’ve missed payments or have a CCJ, we can help secure the funding you need.
Auction Finance
If you’ve purchased a property at auction, relying on high street banks can be risky—they take too long. Fresh Solutions completes within a matter of days, ensuring you don’t lose out on your purchase.
Tax/VAT Bill
Got an urgent HMRC bill? Use a bridging loan secured against your property to pay the tax demand promptly.
Purchasing Another Property
If high street banks have turned you down for funding, a bridging loan is a fantastic option. Secure funding quickly to purchase another property.
Cash Injection
Need a cash boost for your business? A bridging loan provides short-term access to cash, keeping your business moving forward.
What Our Clients Say?
Bridging Loan Questions
Explore answers to common questions about bridging loans and how Fresh Solutions can assist you. If you have additional queries, feel free to reach out!
How quickly could I receive funding?
Fresh Solutions has processed and completed bridging loans within 10 working days. When time is of the essence, we move swiftly to secure your financing.
I’ve missed mortgage payments, can I get funding?
Yes, as long as you are open and honest with us and disclose all of your adverse credit history, Fresh Solutions can help secure funding. Transparency is key to finding the right solution.
What’s the maximum I can borrow?
If it’s a commercial freehold asset and neither you nor your family intend to occupy the property, you can borrow up to £5 million at an LTV of 75%. Fresh Solutions maximizes your borrowing potential.
Can I borrow through my limited company?
Yes, you can. However, usually, we’d ask the controlling and majority shareholders to sign a personal guarantee. Fresh Solutions ensures a flexible approach.
Are there any geographical restrictions?
Fresh Solutions can arrange bridging loans in England, Scotland, and Wales, excluding Northern Ireland, the Channel Islands, and the Isle of Man. Our reach extends where opportunities arise.
What kind of security is needed for a bridging loan?
Bridging loans are typically secured against existing properties or assets. Whether it’s residential, commercial, or land, Fresh Solutions ensures that your security aligns with your financing needs.